Retirement Vineland NJ
Take advantage of the next stage of life with all the information you need on retirement in Vineland, NJ. From full nursing care facilities to independent living communities, there is a retirement option for all family needs. As Vineland area residents hit their retirement goals and begin looking towards their next stage in life, many find themselves overwhelmed with the options and type of care available. High-quality senior care can come in many forms, from facilities with personal care staff and memory care program options to a retirement community with independent living and interactive amenities. Each retiree can access their needs and find the assisted living community that best supports the special care they need.
What are the Different Levels of Senior Care?
Retirement can come in many forms as seniors enter their next stage of life. While some may lead active, independent lifestyles, others may need around-the-clock medical and nursing care. Different types of facilities each provide their own unique level of care for their residents.
Independent Living Communities
Vineland seniors retiring while still in an active life situation would most likely find retirement communities or independent living communities will best fit their lifestyle. A friendly community aimed for residents 55 and over will provide retired seniors a safe and comfortable space to remain independent. These communities will typically offer single-level homes suited for easy accessibility, community provided landscape services, and curated activities to foster an enriching lifestyle for their residents. This gives seniors the freedom they’re accustomed to while supplying help and safety in areas needed. These communities are aimed for active retired seniors and typically do not provide daily care or skilled care services. If this sounds like the best option for you or your family members, contact us at UMH Properties, Inc. to hear about how we can help you meet this need!
Assisted Living Communities
The next step up in level of care will come with an assisted living facility. These facilities offer a blend of independent life with a more intensive quality of care. Here, residents will usually have their own room or suite within a facility and can have a tailored level of medical care or daily care from a nurse on-site. This level of assisted living best fits seniors who need some extra assistance and support, but can take care of most of their daily tasks on their own. With this increase in care options comes an increase in price from an independent living community.
Nursing Home Facilities
Those seniors in need of a memory care program, skilled nursing care, or intensive daily health care will find their needs best met by a nursing home facility. These types of facilities can provide the highest level of medical assistance and support for those seniors unable to live on their own. With this care comes a higher price tag, but also the potential of insurance aid for cost.
How Do Seniors Pay for Retirement Living?
Each level of senior living comes with its own unique costs. While some provide a higher level of support, they may also come with a higher living cost.
Independent Living Communities
Choosing an independent living community will come with expenses most similar to a regular home and are the easiest on a senior’s financial future. In most communities, residents purchase or lease their property, much like a regular home. While there may be some additional investment for community amenities and services, there isn’t much extra expense beyond the home. UMH Properties, Inc. can help provide you with an independent living community that will keep you active without sacrificing your privacy or or ability to own your own home!
While an independent living community provides the lowest bar of financial investment, seniors must rely on their own retirement income to support their life situation. Medicare and Medicaid typically do not provide any help with independent living expenses, since an independent lifestyle doesn’t usually entail many medical necessities.
Assisted Living Facilities
Retirement income and personal savings are still going to be the main sources of funding for an assisted living facility as much of life within the community will be independent. The leased or purchased living space will most likely be up to the resident, however, Medicare and Medicaid might step in to help out with specific medical needs being fulfilled by the facility.
Nursing Home Facilities
Nursing home stays, whether short-term or long-term, can come with some payment help from Medicare or Medicaid. Since a stay in a nursing home facility is typically a medical necessity, insurance will usually step up to cover part or most of these expenses. However, each resident‘s situation will come with its own assessment by the insurance company and many seniors still have some expenses they cover on their own from a nursing home stay.
Which Retirement Option is Best for Me?
Choosing a retirement living option for the next stage in life is something only a resident can decide for themselves. Each level of care and independence comes with its own advantages and challenges for seniors.
The primary factor to consider when choosing a retirement community is the level of daily support a resident will need. If they’re life is mostly independent and they are just looking for a smaller place with social interaction, an independent 55 and older community will most likely work great for their needs. If a senior is in need of more assistance with daily tasks or medical support, an assisted living facility or a nursing home may be the perfect place.
Another factor to consider is the future needs of a family member. If a senior resident is living independently, but is beginning to have some trouble, it may be better to jump to a higher level of care for their future needs. If a family member has been experiencing a medical issue that has limited them, but it’s treatable, they may return to a more active lifestyle. In this case, an independent living community might be a great option for them after their medical needs have been met.
UMH Properties owns and operates eight 55 and older independent living communities. Our experienced sales representatives can help you find your perfect home. Contact us today!